The Citi Double Cash turns every purchase into a chance to earn more. You get 1% cash back when you buy and another 1% when you pay, making it effortless to maximize rewards. With no caps, no categories, and a $200 welcome bonus, it’s the ultimate everyday cashback card.
You can even earn 5% back on hotels, car rentals, and attractions booked through Citi Travel®, all while enjoying the convenience of digital wallets, contactless payments, and Citi’s 24/7 customer service.
Is Citibank good?
Citibank is one of the largest and most established financial institutions in the world, trusted by over 100 million customers globally. Known for innovation, security, and strong digital services, Citi offers a wide range of financial products with transparent terms and reliable customer support.
With a heritage of over two centuries, Citi stands for stability and value — a leader in credit card innovation and one of the most respected issuers of cashback and rewards cards worldwide.
How this card works
The Citi Double Cash Card earns rewards in the form of ThankYou Points, which can be redeemed for cash back, travel, gift cards, or Amazon.com purchases. You’ll earn 1 point when you make a purchase and 1 point when you pay it off, giving you 2 points per dollar total.
Plus, earn 5 points per dollar on hotels, car rentals, and attractions booked through Citi Travel®, making this one of the most rewarding discover credit card it options for everyday spenders.
Requirements to apply for this credit card with cashback
- U.S. residency required
- Valid Social Security Number (SSN)
- Good to excellent credit score (typically 700+)
- Must be 18 years or older
- No Citi Double Cash bonus received in the past 48 months
Fees for the Citi Double Cash® Credit Card
- Annual Fee: $0
- Foreign Transaction Fee: 3% of the U.S. dollar amount
- Balance Transfer Fee: 3% ($5 minimum) within 4 months; then 5% ($5 minimum)
- Intro APR: 0% for 18 months on balance transfers
- Regular APR: 17.99%–27.99% variable
- Cash Advance Fee: $10 or 5% of the amount (whichever is greater)
- Late Payment Fee: up to $40
Apply for your card online
- Visit Citi.com/DoubleCash
- Click “Apply Now”
- Complete your personal and financial information
- Review the terms and conditions
- Submit and receive a decision instantly
Get approved today!
Start earning more every time you spend with the Citi Double Cash® Credit Card. Enjoy unlimited 2% cash back, no annual fee, and a $200 welcome bonus that makes your first six months even more rewarding.
It’s time to make your money work for you with a trusted, easy-to-use, and highly rated credit card with cashback from Citi.