If you’re launching your business, the Spark 1% Classic from Capital One helps you grow your credit responsibly. No annual fees and simple cash rewards.
This is one of the best credit cards for beginners looking to strengthen their financial foundation with ease and confidence.
Is Capital One good?
Capital One is one of the largest U.S. banks with millions of satisfied customers and decades of trust in credit management.
It’s known for innovation, transparency, and reliable support, making it a leader among no annual fee credit cards with rewards.
How this Spark 1% Classic cash back credit card works
The Spark 1% Classic is a Mastercard for small businesses that rewards every purchase. You earn 1% unlimited cash back anywhere.
You’ll also get 5% back on hotels and rental cars booked through Capital One Business Travel, a strong travel rewards credit card benefit.
Requirements to apply for the Spark 1% Classic best starter credit card
- Be a business owner in the U.S.
- Have fair credit.
- Provide legal business name, address, and tax ID (TIN).
- Submit SSN for all owners.
- Minimum application time: 10 minutes.
- Great choice among credit cards to start building credit.
Fees of the Spark 1% Classic credit card with cashback
This card has no annual fee. The purchase APR is variable at 29.49%.
For more details about potential charges, visit Capital One’s official website. A trusted low interest credit card choice.
Apply for your Spark 1% Classic quick credit card approval online
- Visit the Capital One Business Cards page.
- Click “See if I’m pre-approved.”
- Fill out your personal and business info.
- Submit and receive an instant decision.
- Start using your credit card with cashback today.
Get approved today!
Don’t wait to boost your credit and enjoy rewards for every purchase. The process is simple and takes only minutes.
Take advantage of Capital One’s secure platform and grow your business faster with this immediate credit card.