If you shop often at Amazon or Whole Foods, the Amazon Rewards Visa is made for you. Enjoy instant rewards on every purchase, no annual fee, and a generous welcome bonus that lets you start saving from day one.
Issued by Chase Bank in partnership with Amazon, this low interest credit card offers cashback up to 5% and exclusive Visa Signature benefits. With 0% promo APR for the first months and no foreign transaction fees, it’s a practical and rewarding option for everyday spending.
Is the Amazon Rewards Visa good?
The Amazon Rewards Visa stands out for its solid reward structure and flexibility. With up to 5% back at Amazon.com and Whole Foods Market (with Prime), it delivers excellent value for frequent shoppers. Even without Prime, users still earn 3% back at these stores and enjoy reliable benefits like travel protection and extended warranty.
In addition, it features no annual fee and a 0% introductory APR for 6 to 12 months depending on purchase size. After that, the regular variable APR ranges from 19.24% to 27.99%, offering competitive rates for a cashback card of this level.
Pros and cons of the Amazon Rewards Visa
Before making your decision, it’s important to weigh the pros and cons:
Cons
- Disadvantage: Maximum cashback requires an active Amazon Prime Membership.
- Disadvantage: Regular APR can reach up to 27.99%, depending on credit profile.
Pros
- Advantage: No annual fee and no foreign transaction fees.
- Advantage: $150 Amazon Gift Card welcome bonus upon approval (with Prime).
- Advantage: Flexible rewards and 0% intro APR make it one of the best low interest credit cards for beginners.
How to apply for my credit card for beginners
Applying for the Amazon Rewards Visa is quick and entirely online. Simply log in with your Amazon account and complete the application with Chase Bank to get an instant approval decision.
Don’t miss out on the welcome bonus and cashback opportunities. Start building your credit and enjoy all the perks of this low interest credit card today!