The Citi Double Cash Credit Card rewards you twice, once when you buy and again when you pay. With unlimited 2% total cash back on every purchase and 5% back on travel booked through Citi Travel®, it’s one of the smartest credit card with cashback choices for everyday spending.
Issued by Citibank, this Mastercard combines simplicity and power: 1% cash back when you buy and 1% when you pay, plus $200 cash back after spending $1,500 in the first 6 months. There’s no annual fee, no rotating categories, and rewards never expire as long as your account stays open.
Is the Citi Double Cash good?
Absolutely, the Citi Double Cash is one of America’s most popular cash back cards for a reason. It offers unlimited rewards on every purchase with no gimmicks, category tracking, or enrollment requirements. The card also delivers extra value for travelers with 5% cash back on hotels, car rentals, and attractions booked through Citi Travel®.
With 0% intro APR for 18 months on balance transfers, followed by a variable APR of 17.99%–27.99%, it offers flexibility for both rewards and debt management. It’s a powerful everyday card that turns consistent spending into consistent savings.
Pros and cons of the Citi Double Cash
Before making your decision, it’s important to weigh the pros and cons:
Cons
- Disadvantage: 3% foreign transaction fee for international purchases.
- Disadvantage: Intro balance transfer offer doesn’t apply to new purchases.
Pros
- Advantage: Earn unlimited 2% cash back on every purchase — 1% when you buy and 1% when you pay.
- Advantage: No annual fee and no complicated categories to manage.
- Advantage: Simple, flexible, and rewarding structure makes it a top-rated credit card with cashback choice in 2025.
How to apply for my discover credit card it
Applying for the Citi Double Cash Card is quick and easy. Just visit the official Citi website, fill out your application, and receive a response in under a minute. Qualified applicants can start earning cash back immediately on everyday purchases.
Don’t miss the $200 bonus and the opportunity to earn unlimited rewards. It’s time to discover why millions of Americans choose this discover credit card it for flexibility, simplicity, and real returns.